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About Us

 With over 20 years of experience, we  are your experts for all your insurance needs; including, Auto, Home and Business Insurance.  

We can provide you with a review of  your current policies and make recommendations to ensure you are properly protected. 

As an Independent Agency, we offer many options for your insurance needs. 

We represent many different insurance companies; and, as an independent agency, we can find an insurance company to fit your unique situation.

Our Team

Kristie Lutack


Kristie is originally from San Diego, California and began her insurance career in 2005 as a Commercial Insurance Specialist.  She and her husband Tony moved to Colorado Springs to open an Allstate Agency.  She and Tony sold the Allstate Agency and purchased Win Insurance Agency in 2009.  Kristie enjoys mountain biking, fishing and camping with her family.  

Kelly Holt


Kelly is originally from South Bend, Indiana but Colorado is her forever home. Kelly has worked in the insurance industry since 2011.  She loves spending time with her kids, going to concerts, and watching movies.  Kelly is a sports enthusiast, and supports the Denver Broncos, Notre Dame, Colorado Rockies and Switchbacks.